The second one was very easy. I used a pre-made brown scalloped card insert, which I adhered to a pre-made white card. I edged the brown scalloped panel with gold lines from "Stampendous". I added the distressed gold leaf pendant to the center of the panel and added gold flourishes and text from "Stampendous". To finish the card I added faux diamond gems also from "Stampendous".
These cards can be turned into gifts as well. To make these cards I removed the hanging hoop from the pendants, but if they are left on the pendant can be removed and worn. Simply include a matching chain in the card with an explanation. Also for people who would want to keep the original look of the card, include a color photocopy cut out of the pendant. The photocopy can be glued to the card when the actual pendant is removed.