This year I wanted to make a very elegant New Year's day card but could not find anything like that in the New Year's section. So I had to improvise and look around the craft store under other holidays, themes and even sections.Finally what caught my eye was a black rub-on flourished frame from the wedding section of the store.
I started by making a legal size black card for the background. I next added the black rub-on flourished frame to a piece of white paper; which I trimmed accordingly to fit on the card and adhered to the center of the card. The final touch was an old rub-on text is.